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Income Options in Retirement

Heading into retirement can be an exciting time, the freedom to enjoy this time that you have worked

so hard for and, with careful planning, the financial independence to allow to you to do so to its fullest. It’s natural however to have some uncertainties at this time and questions about the future.

Retirement means something different to everyone and with far more options available to you now than ever before, simply relying on your accumulated pension fund is not necessarily the only route.

Planning to take an income in retirement, subsidise your earnings whilst still working or even to help fund the costs of long-term care may involve calling upon a range of different asset types, such as investments, pensions, savings and property. By analysing your existing assets, we can put in place a strategy that generates the exact amount of income you need and draw it in the most efficient way possible.

We are specialists in supporting you to make informed decisions about your options and to answer those questions as well as formulating a bespoke flexible plan to give you confidence that your desired lifestyle can be maintained in your retirement.

The value of investments can go down as well as up and you may get back less than the amount invested.